mortgage tools

*Please note that our repayment calculator should be used for guidance only and that actual mortgage payment may differ to that shown.

Your home maybe repossessed if you do not keep up repayments on your mortgage.

repayment calculator

A repayment mortgage is one where mortgage payments cover both interest costs and repayment of the original loan, so that the mortgage amount decreases over time.

An interest only mortgage is one where mortgage payments only cover interest costs. With interest only loans, the mortgage amount does not automatically decrease over time. Frequently, borrowers will set up an ISA, endowment or some other investment product (at additional cost), designed to repay the loan at the end of its term.

Castlegate Financial Planning do not normally charge a fee for Mortgage advice, however this will be dependant on your circumstances. If a fee is charged our typical fee is 1% of the loan amount.

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